Terms of Service
Last updated: February 2, 2026
1. Acceptance of Terms
By accessing and using InsureYour.Life ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
InsureYour.Life is a lead generation service that connects consumers with licensed insurance agents and insurance companies. We are NOT an insurance company or insurance agency. We do not:
- Sell insurance policies directly
- Provide insurance advice or recommendations
- Guarantee insurance coverage or rates
- Make underwriting decisions
3. User Responsibilities
By using our services, you agree to:
- Provide accurate and complete information
- Be at least 18 years of age
- Use the services only for lawful purposes
- Not submit false or misleading information
4. Consent to Contact
By submitting your information through our website, you expressly consent to be contacted by licensed insurance agents, insurance companies, and their affiliates regarding insurance products. This contact may be made by:
- Telephone calls (including automated calls)
- Text messages (SMS)
You understand that your consent is not a condition of purchasing any goods or services.
5. No Guarantee of Coverage or Rates
Information provided on our website is for general informational purposes only. Actual insurance coverage and rates are determined by insurance carriers based on their underwriting guidelines. We make no guarantees regarding:
- Availability of coverage
- Insurance rates or premiums
- Approval of applications
- Specific policy terms or conditions
6. Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by law, InsureYour.Life shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
8. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of InsureYour.Life or its licensors and is protected by copyright, trademark, and other intellectual property laws.
9. Third-Party Services
Our services may connect you with third-party insurance agents and companies. We are not responsible for the acts, omissions, or policies of these third parties. Your interactions with them are governed by their own terms and policies.
10. Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after any changes constitutes acceptance of the new terms.
11. Governing Law
These terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
12. Contact Information
If you have questions about these Terms of Service, please contact us at:
- Email: legal@insureyour.life
- Phone: 1-800-555-0123